In a bold and unconventional appeal echoing the spirit of grassroots innovation, Emmanuel Efayeta Kuejubola, a resident of Okpavuerhe-Olomu Kingdom in Ughelli South Local Government Area of Delta State, has penned an open loan application letter to President Bola Ahmed Tinubu, requesting a staggering N12 billion to launch a housing and agricultural development project aimed at combating poverty across Nigeria.
Published prominently in major newspapers today, the letter framed as a direct plea to the president outlines Kuejubola's vision to transform underutilized land resources into thriving settlements, starting in Delta State.
"Knowing well that in Nigeria, we have land to build and to farm on, no one can deny the fact that we have an enormous human resources to produce and consume whatever good that is produced here," Kuejubola wrote, invoking the legacy of late Chief Obafemi Awolowo, whom he described as the president's father figure in poverty alleviation through free education.
Kuejubola, positioning himself as an everyday Nigerian with a grand dream, detailed a phased plan to develop 3,000 affordable housing units, beginning with the acquisition of 400 acres of land and the construction of 400 two-bedroom bungalows.
"The said money I am asking from you, will partly be spent on acquisition of four hundred acres of land and its documentation at a location in Delta State.
"Thereafter, I will start the development of 400 housing units of two bedroom bungalow. The long term plan is the development of 3000 units of houses broken into three phases," he explained.
The initiative, he argued, extends far beyond shelter: it promises to create 3,000 direct job opportunities, provide free education from primary school through university for 1,000 underprivileged Nigerians, and harness agricultural potentials to curb hunger and starvation.
"Our inaction can further increase the level of poverty, hunger and starvation in the land. The plan is geared towards addressing housing shortages in Nigeria, creating job opportunity, improving our business environment both short and long terms," Kuejubola stated, emphasizing the "multiplier effects" of replicating such settlements nationwide.
Buttressing his commitment, Kuejubola revealed this is not his first public outreach.
He referenced a similar open letter to Alhaji Aliko Dangote, President and CEO of Dangote Industries Limited, published in Vanguard Newspaper on Tuesday, September 16, 2025, on page 53—though he lamented receiving no response yet.
"I have a dream and I won't die without its actualization," he declared, drawing parallels to visionary leaders like Tinubu himself.
"Today Lagos is a Centre of Excellence because men like you took some hard decision. The task of building Nigeria is great and all hands must be on deck. The act of making a difference can only be achieved by Holy Mad Men because they can see tomorrow, Mr. President you are one of such."
In a candid request for trust without red tape, Kuejubola pledged to repay the loan within 36 months from disbursement, citing biblical wisdom: "Idea may rule the world but money answers all things."
He urged the president to forgo preconditions, framing the loan as a catalyst to lift families, including his own, out of poverty.
"Please Mr. President don't give me any precondition to receive this loan... I trust that your response will be favourable as many Nigerians including me and my family will be taken out of poverty."
The letter concludes with a prayerful flourish: "Sir, I am looking forward to your favourable and prompt response. God bless you richly in Jesus name. Amen."
Kuejubola's audacious move has sparked online buzz, with social media users hailing it as a testament to Nigerian ingenuity amid economic hardships, while others question the feasibility of such a massive unsecured loan.
As the nation grapples with housing deficits and youth unemployment, this open appeal highlights the desperation and determination of ordinary citizens seeking extraordinary partnerships with leaders.
Whether it garners a response from the presidency remains to be seen, but for now, it stands as a clarion call for inclusive development.
